Have you ever lent money to friends or family?

Credi is the worlds #1 relationship lending platform built for you, by people like you

Please consider the general risk warning and offer document before investing.

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Our Mission

Offer a platform for related parties to formalise loan agreements in an easy and cost effective way whilst also facilitating repayments at often lower interest rates, helping borrowers to be free of their debt quicker.

CONVENIENCE + VALUE + TRUST

The Credi Story

Lending between related parties is a massive global market – whether its parents providing the deposit for a house, coworkers providing seed funding for a startup or businesses lending to directors – billions are lent between family, friends and colleagues each year.

In Australia, the ‘Bank of Mum and Dad’ is the fifth largest lending institution totaling $65 billion in 2018. One of the major advantages of loans between related parties is that they can have low interest rates and approval hurdles compared to traditional lenders.

Making a Real Difference Since 2017

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Total Users
4,917

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Total Loans
1,667

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Total Aus Loans
$106 Million

Until now there has been no affordable or easy way to formalise these informal loans. Enter Credi.com - a world-first relationship-lending platform that empowers The Bank of of Mum and Dad!

It is efficient, cost-effective online solution that aids users in negotiating the key terms of a loan, helps with managing loan repayments through email & SMS reminders, calculates interest using a variety of methods, and allows the flexibility for loans to be amended or be repaid early.

More than just delivering a lending platform, Credi has seen its users leverage their relationships, facilitating nil cost or low cost loans to friends and family.

Credi will use the funds raise in this equity crowdfund to scale quickly – generating more users and partners. The company chose equity crowdfunding as a means to raise capital as the platform is built for everyday Aussies, so it makes completes sense that it’s also built with them.

"My wife Rita and I were looking to support a family member with a loan when Rita found Credi.com. We were able to formalise and manage our agreement so simply for all concerned. We had it set up in no time at all! Rita and I have found Credi to be a great company with a strong moral compass and they are really solving a genuine challenge that all us parents will most likely face at one time or another while we’re trying to run the “Bank of Mum and Dad”

For us it’s a no brainer? We’ll be supporting this equity crowd funding round and we encourage you to join us in helping "Credi" on their incredible journey in Australia and globally."

Brett and Rita - Credi Investors and Users

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Australian Market Size

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Credi market graph

Addressable Market

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33,000
Accountants

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2.4 Million
Small and Medium-Sized
Enterprises

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2 Million
Australians with
$1+ Million Net Worth

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5 Million
Millennials in Australia
67% have Credit Cards

3 Year Plan

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Increase User Base To
50, 000

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2,000 Small to Medium
Sized Businesses

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100,000
Credi Card Users

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2021 - Potential IPO

What is equity crowdfunding?

Equity crowdfunding became accessible to all Australian's over the age of 18 in January 2018. It's a new way to invest that enables broad groups of investors (‘the crowd’) to fund early stage companies in return for equity. It helps these companies access the capital they require and gives investors a chance to invest in businesses they are passionate about. Retail investors can invest up to $10,000. Sophisticated investors are unlimited in their investment.

If you want to know more about equity crowdfunding, head to the Equitise FAQs page.

How to invest:

Before investing, you’ll need to create an account with Equitise and then, once logged in, please verify your identity. Both steps should only take a few minutes.

If you have questions along the way about investing or about the offer, please don’t hesitate to contact the friendly team at contact@equitise.com or instantly via the chat feature on the Equitise website.