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Crowdfunding Platform | Equitise AUS & NZ
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It’s live….own a piece of Xinja now

The law has recently changed to make equity crowdfunding accessible to all Australians over the age of 18. Yeh! So we are delighted to be able to offer you the opportunity to invest & share in Xinja’s future success.

We’ve partnered with Xinja because we’re excited that they’re building Australia's first 100% digital bank and also because they share our vision that companies should be built with their customers.

All the information you need about Xinja is available on the offer page. If you want to know more about equity crowdfunding, head to our FAQs page.

Before investing, you’ll need to create an account and verify your identity. Both steps should only take a few minutes.

If you have questions along the way, please don’t hesitate to contact our friendly team at contact@equitise.com or instantly via the chat feature on the Equitise website.

Get in on this bank job!

Please note: Like any investment, Crowd-Sourced Funding (CSF) is risky. Investors may lose their money and the business may not achieve its objectives. You should consider the CSF offer document and the general CSF risk warning contained in the offer document in deciding whether to apply under the offer.

Please note: Xinja is not a ‘bank’ and cannot conduct ‘banking business’ yet, but is working with regulators to become a ‘bank’ and be able to conduct ‘banking business’.


The Xinja partnership with Equitise, Australia’s leading equity crowdfunding platform, has created an outstanding opportunity to provide you with investor level access to Australia's first independent, 100% digital (soon-to-be) bank, made for mobile.

This very limited time investment opportunity is now open to all Australians (over 18 years) through Equitise. Investors can invest amounts starting from A$250 as part of a A$500,000 capital raising contributing to Xinja’s current A$15 million institutional investment round.

Xinja is building Australia’s first, independent, 100% digital bank designed for mobile; re-imagining the banking experience in customers’ interests. Following the success of ‘neobanks’ in Europe and the US, the founders felt it was time Australians had access to this kind of technology; apps that help customers make the most out of their money. It will be launching its first product (the pre-paid card and app) in early 2018 and is looking to follow up with mortgages and deposit accounts later in the year.

Xinja’s digital banking platform will incorporate the best of modern banking technology and security as well as data analytics and AI services to continually evolve and enhance the customer experience and promote ongoing money mindfulness via the Xinja mobile app. Capital raised from the Equitise crowdfunding will go towards developing the next phase of Xinja’s core banking platform.


Previously, federal rules regulating the formation of banks were restrictive with significant barriers to entry. These restrictions were discussed in the May 2017 budget and are now being reformed to encourage increased innovation and competition in the banking sector.

Xinja has applied to become an authorised deposit-taking institution (ADI) and is obtaining banking licences. Xinja plans to launch its first prepaid card in early 2018 before moving into the home loan and deposit account markets in mid-2018. Xinja is a great example of the implementation of disruptive technologies that will revolutionise banking in Australia, similar to digital banks that have launched overseas.

While this (solely) mobile-app driven business may be a new player in the Aussie banking landscape, similar business models have experienced massive success and huge growth abroad, particularly in the UK.

View the offer below to access this truly unique opportunity.

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Investor Daily
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